HSA Receipt Vault
Pay now. Reimburse yourself later — tax‑free.
HSA funds never expire. Neither do your receipts. Every out-of-pocket medical bill you pay today is money you can pull back tax-free — next year or a decade from now.
No credit card required · Free up to 15 receipts
Available to Reimburse
$1,847.14
✓ Tax-free withdrawal ready
11 receipts stored
4 pending reimbursement
Recent Receipts
+ Add receiptCVS Pharmacy
Prescriptions · Jun 3, 2025
City Medical Center
Medical · May 22, 2025
Bright Smile Dental
Dental · Apr 18, 2025
LensCrafters
Vision · Mar 5, 2025
Walgreens
Prescriptions · Feb 14, 2025
The play most HSA holders miss
Most people use their HSA like a debit card — spend it, done.
The smarter move: pay medical bills out of pocket, let your HSA grow invested, and reimburse yourself years later — completely tax-free. The IRS puts no time limit on reimbursements. The only thing you need is the receipt.
That’s what PocketHSA is for.
The opportunity hiding in your wallet
The receipts you’re not saving
are money you’re leaving behind.
$0
Time limit the IRS puts on reimbursements
Claim 2019 expenses in 2029. Legally.
36M+
HSA accounts open in the US
Most are used as spending accounts, not investment vehicles.
3×
Tax advantages stacked in one account
Contribute pre-tax, grow tax-free, withdraw tax-free.
$4,300
2025 contribution limit (individual)
Fully invested and never touched, that compounds for decades.
Features
Everything you need to never lose a receipt again
Receipt capture
Snap a photo or upload a PDF. Medical, dental, vision, prescriptions — all categories covered.
AI extraction
Merchant, amount, date, and category pulled out automatically. No typing required.
Running total
See exactly how much you've banked and can reimburse yourself tax-free.
PDF export
One-click audit report. Clean, dated, categorized — ready for your accountant or the IRS.
How it works
Three steps. Thirty seconds.
01
Snap or upload
Photo from your phone camera, PDF from your patient portal, or bulk upload a folder of existing receipts — whatever you have.
02
AI fills it in
Merchant, amount, date, and category extracted automatically. No typing required.
03
Reimburse when ready
This year, next year, or ten years from now. Your receipts are waiting.
Already have receipts?
Bring your existing HSA receipts with you.
If you’ve been storing receipts in Google Drive, Dropbox, or a local folder — bulk upload them all at once. PocketHSA reads each one, extracts the fields, and builds your receipt history automatically.
Years of unclaimed expenses, finally organized. That’s money you can start reclaiming today.
Bulk upload
Drop receipts here
JPG, PNG, PDF · up to 50 files at once
Capture in the moment
Before you leave the parking lot.
The receipt is in your hand right now. In thirty seconds it’s stored, extracted, and categorized. Then you can forget about it until you need it.
PocketHSA opens your camera directly on mobile — no drag-and-drop, no “upload later.” Tap, snap, done.
Available to claim
$610.14
EyeCare Associates
Vision
$145.00
CVS Pharmacy
Prescriptions
$47.82
City Medical
Medical
$342.50
Built for skeptics
What if PocketHSA shuts down?
Fair question. We built the answer in.
Your own Google Drive
Connect Google Drive and receipts live in /PocketHSA/ in your account — not ours. If we disappeared tomorrow, your files are already home.
Export any time
Download a clean PDF of all your receipts whenever you want. No subscription required to get your own data out.
No lock-in, ever
We store the metadata — amounts, dates, merchants. The receipts themselves can live wherever you choose. Cancel and take everything with you.
Less than one copay. Unlimited receipts.
Start free. Upgrade when you need more.
Free
$0
Forever
- Up to 15 receipts
- AI field extraction
- Photo & PDF upload
- Running total tracker
Pro
$2.99/mo
or $19.99/yr — save 44%
- Everything in Free
- Unlimited receipts
- PDF export & reports
- Priority support
Questions
Can I really reimburse myself years later?
Yes. The IRS places no time limit on HSA reimbursements — as long as the expense was incurred after you opened your HSA and it was a qualified medical expense. A receipt from 2021 is just as valid in 2031. This is why keeping records matters.
What's the triple tax advantage?
HSA contributions go in pre-tax, the money grows tax-free, and withdrawals for qualified medical expenses are tax-free. No other account gives you all three. Treating your HSA as a long-term investment — rather than spending it immediately — amplifies every benefit.
What counts as a qualified expense?
Doctor visits, prescriptions, dental care, vision care, therapy, and many other medical expenses qualify. PocketHSA lets you tag each receipt by category so you always know what's eligible when it's time to reimburse.
What does PocketHSA do with my receipts?
AI reads each receipt and extracts the key fields automatically. For storage, you choose: keep files in PocketHSA's secure cloud, or connect your Google Drive and store them in your own account under /PocketHSA/. Either way, you can export everything any time.
I no longer have an HDHP. Can I still use my HSA balance?
Yes. Once you're no longer on a high-deductible plan, you can't make new contributions — but the money in your account is yours forever. You can still spend it on qualified medical expenses tax-free, reimburse yourself for past expenses, or let it grow and withdraw penalty-free after 65.
What's the difference between Free and Pro?
Free gives you up to 15 stored receipts with all core features. Pro removes the limit entirely and adds one-click PDF export — a clean, dated summary you can hand to your accountant or file with your records.